Personal Deposit Accounts

Each of us lives a different lifestyle. We have many account options to suit you and your family's lifestyle. With this in mind, we are pleased to offer a variety of deposit accounts:

  • Checking
  • Savings
  • Money Market
  • IRA

In addition to the great features listed underneath each account option below, all of our Personal Deposit accounts offer the following FREE services:

*Certain restrictions apply.
 

Are you ready to open an account?

Open Account

Checking Accounts

e-Checking**
e-Checking
e-Checking
Best For Best for clients who use their debit card and rely on online/mobile banking
Minimum to Open $100
Earns Interest No
Monthly Maintenance Fees $7 (waived with active online banking and debit card use)
Online Banking Free
Online Statements Free
Debit Card Free
Apple Pay, Google Pay, and Samsung Pay Available
24-hour Automated Client Service Line Included
Additional Fees

First (4) teller assisted withdrawals/transfers (combined) per statement cycle are free

$0.50 per teller assisted transaction thereafter
Classic**
Classic
Classic
Best For Best for clients who prefer to write checks
Minimum to Open $100
Earns Interest No
Monthly Maintenance Fees $5 (waived with $5,000 average balance)
Online Banking Free
Online Statements Free
Debit Card Free
Apple Pay, Google Pay, and Samsung Pay Available
24-hour Automated Client Service Line Included
Premium**
Premium
Premium
Best For Best for clients who want to earn interest
Minimum to Open $100
Earns Interest Yes
Monthly Maintenance Fees $10 (waived with $1,000 average balance)
Online Banking Free
Online Statements Free
Debit Card Free
Apple Pay, Google Pay, and Samsung Pay Available
24-hour Automated Client Service Line Included
Additional Fees

First (15) checks or teller assisted withdrawals/transfers (combined) per statement cycle are free

$0.50 each thereafter

 

Savings Accounts

Savings**
Savings
Savings
Best For Clients who are saving for something special
Minimum to Open $100
Earns Interest Yes
Quarterly Maintenance Fees $3 (waived with $100 average balance)
Online Banking Free
Online Statements Free
24-hour Automated Client Service Line Included
Additional Fees $1 fee per withdrawal over 6 per quarter
Young Bankers Savings
Young Bankers Savings
Young Bankers Savings
Best For Clients under 18 years old or children saving for college or something special
Minimum to Open $25
Earns Interest Yes
Quarterly Maintenance Fees None
Online Banking Free
Online Statements Free
24-hour Automated Client Service Line Included
Additional Fees $1 fee per withdrawal over 6 per quarter
IRA
IRA
IRA
Best For Clients saving for retirement
Available Types • Traditional IRA (Rollover, Transfer, and Contributory)
• Roth IRA
• Simplified Employee Pension (SEP)
Minimum to Open $1,000
Earns Interest Yes
Quarterly Maintenance Fees $3 (waived with $1,000 average balance)
Online Banking Free
Online Statements Free
24-hour Automated Client Service Line Included
Key Features

Tiered IRA


• Tier 1: $0 through $999.99
• Tier 2: $1,000 through $24,999.99
• Tier 3: $25,000 through $49,999.99
• Tier 4: $50,000 through $99,999.99
• Tier 5: $100,000 through $244,999.99
• Tier 6: $245,000 and Above


Rate may fluctuate with market rate
Additional Fees Refer to Truth in Savings Disclosure

 

Money Market

Money Market**
Money Market
Money Market
Best For Clients who maintain $2,500 balance and want to earn interest
Minimum to Open $2,500
Earns Interest Yes
Monthly Maintenance Fees $10 (waived with $2,500 average balance)
Online Banking Free
Online Statements Free
24-hour Automated Client Service Line Included
Key Features

Tiered money market account


• Tier 1: Under $25,000
• Tier 2: $25,000 through $49,999.99
• Tier 3: $50,000 through $99,999.99
• Tier 4: $100,000 through $244,999.99
• Tier 5: $245,000 through $499,999.99
• Tier 6: $500,000 through $749,999.99
• Tier 7: $750,000 through $999,999.99
• Tier 8: $1,000,000 and Above

Rate may fluctuate with market rate
Advantage Money Market
Advantage Money Market
Advantage Money Market
Best For Larger depositors seeking a higher-yield return on their money
Minimum to Open $500,000
Earns Interest Yes
Monthly Maintenance Fees $15 monthly fee if average balance drops below $500,000
Online Banking Free
Online Statements Free
24-hour Automated Client Service Line  Included
Additional Fees $5 fee for each withdrawal in excess of six per month
Key Features Tiered money market account
*Rate may fluctuate with T-bill rate

**Denotes account types that can be opened online.