Treasury Services

Connect with the bank anytime, and from just about anywhere. You can securely access and manage your accounts and bill pay service through the convenience of your mobile phone.

Here are some of the ways you'll benefit:

• View real-time balances and transaction history
• Pay bills online
• View and print account statements and check images
• Download your data to Quicken, QuickBooks, and other formats
• Transfer funds between your accounts at First Bank of Owasso, or make a payment on the loan you have with us
• Setup reminders and alerts
• Reorder checks

All of these services are available 24/7.

Not yet an Online Banking client? Sign up today!

Concerned about online security and privacy? So are we. Check out what we have to say about it.

If you have employees to pay, then you'll want to seriously consider ACH Origination. This service allows you to easily set up and manage direct deposit for your employees, create automated debit/credit ACH transactions, and much more.

For businesses that want even more online capabilities, ACH Origination can help.

In addition to all of the functionality available through our free Online Banking service, ACH Origination allows you to do the following:

• Originate ACH debit/credit files (great for managing payroll direct deposit!)
• Submit Wire Transfer Requests
• Manage Cash Concentrations and Disbursements
• Import an Issued Items file
• Pay State and Federal Taxes
• Automate Account Reconciliation

All of these services are available 24/7, allowing you to manage your business banking needs on your schedule. If you're interested in ACH Origination, give us a call, (918) 272-5301, or stop by one of our convenient locations.

Use Positive Pay to combat check fraud. This is perfect for companies writing several checks each month who want to proactively protect against fraud.

We can help you increase revenue by allowing you to offer your customers more ways to pay you. With Merchant Services, you will be able to accept Visa, Mastercard, Discover, and American Express.

Your customers will appreciate the flexibility to pay the way they want, quickly and easily. These additional benefits are a standard part of the program:

• Access to  secure online reporting for statement viewing and transaction research
• Simple pricing, with great discounts
• Personal service through a local representative
• 24/7 client service availability

Merchant Services is the right service for a variety of businesses, including:

• Medical and Dental offices
• Retail Stores
• Online Stores
• Any business with walk-in customers

We always love it when our clients come to the bank to open an account, ask a question, or make a deposit. However, you may prefer the option of scanning your checks at your office, and sending them to us for deposit. We can help.

With Remote Deposit, you will:

• Reduce expenses - decrease gasoline consumption
• Save time - reduce the number of trips to the bank
• Gain flexibility - make your deposits anytime, day or night
• Increase efficiency - electronically capture customer payment information

With an internet-connected computer and a simple check scanner, you can quickly scan checks and deposit them right into your account. The system will automatically calculate your deposit totals, submit the deposit, and allow you to download the deposit information for quick and easy integration with QuickBooks and other financial management systems.

Additional features include:

• Capturing the front and back images of each check
• Courtesy Amount Recognition (CAR)
• Legal Amount Recognition (LAR)
• Deposit Balancing
• Automated Deposit Notification

Like our Online Banking, BillPay, and ACH Origination services, Remote Deposit is available 24/7, allowing you to make your bank deposit when you want, not just when the bank lobby is open.

If you're interested in Remote Deposit, call us, (918) 272-5301, or stop by one of our convenient locations.